Year at a glance
Net position across 26 fortnights, second-job casual shifts, savings interest and ATO instalments.
Estimated net saved before refund
$90,937.29
Rolling net $95,342.54 · after estimated refund $97,562.65
Rolling net income · 1 Jul 2026 → 30 Jun 2027
Income & tax
Total gross incoming
$146,166.40
Primary employment (incl. OT)
$128,766.40
Second job gross
$0.00
Savings interest
$17,400.00
Deductions incl. sacrifice
$18,103.68
Final taxable income
$128,062.72
Tax reconciliation
Estimated income tax
$28,938.82
Medicare levy
$2,561.25
Total tax liability
$31,500.07
Tax withheld / ATO credits
$33,720.18
Estimated refund
$2,220.11
Net after refund
$97,562.65
Savings & cashflow
Other incomings
$100.00
Fortnightly outgoings
$4,505.25
Cash available before outgoings
$95,442.54
Net saved before refund
$90,937.29
Percentage saved
95.28%
Input cells
Modelled / formula
Output & savings
Savings interest
Tax / outflow